Personal Credit Cards

Whether you are looking for a low rate or to earn rewards, Harbor Community Bank has the card for you. Each card includes EMV chip technology, verification and monitoring tools, and neural network capabilities to track spending patterns and help prevent and identify fraud.

Choose from Visa Platinum, Visa Classic, or Gold MasterCard. With no annual fees, a 25-day grace period on all purchases, and low, competitive rates, Harbor Community Bank’s Personal Credit Cards provide 24/7 access to funds when you need it most.

Choose from one of two programs:

  • Preferred Points Card – Earn 1 point for each dollar spent up to 10,000 points per month. Redeem points for cash back, travel, merchandise and retail gift cards.
  • Low Rate Card – Ideal for those who regularly carry card balances and require a lower interest rate to make payments more affordable.

Call or stop by any one of our branch offices to obtain a current rate quote or apply for a credit card today.

Home Loans

Whether you are looking to finance your dream home or invest in a rental property, our experienced residential loan officers are here to guide you each step of the way so that you can focus on more exciting tasks like choosing a new paint color or décor for your home. At Harbor, we offer a wide selection of mortgage products and services to suit your needs.

  • Pre-Qualification
  • New Home Purchase
  • Construction-to-Permanent
  • Manufactured Homes and Condos
  • Fixed Rates
  • Adjustable Rates
  • Lot Loans
  • Mortgage Refinance
  • Conforming or Jumbo
  • First or Second Mortgages
  • First-Time Homebuyer Program
  • FHA and VA Loans
  • Foreign National Loans
  • Portfolio Financing

Have Questions?

Contact a residential loan officer near you.

Auto Loans

At Harbor, we proudly provide our customers with custom lending solutions to meet their automotive buying needs. Whether you are purchasing your first car or your fifth, we will guide you through the financing process each step of the way. Need to refinance? We’ve got that covered too!

  • Flexible Terms
  • Competitive Rates
  • Streamlined Approval Process for Qualified Applicants
  • Buy New, Used, or Refinance

Contact an auto loan specialist at a branch near you for our current rates and financing options.

1 All loans are subject to credit approval. Additional restrictions and conditions apply.
2 Loan application requires vehicle information, driver’s license number, issue date, and expiration date for all borrowers.

Personal Loans

Life is complicated. Financing your dreams shouldn’t be. Whether you need funding for basic remodeling and home repairs or need to cover wedding or other unforeseen expenses, we offer a wide selection of lending solutions1 to meet your financing needs.

  • Motorcycle
  • Boat
  • Recreational Vehicles
  • Auto
  • Aircraft Financing
  • Home Equity Loan
  • Home Equity Line of Credit
  • Credit Builder Loan Program
  • Debt Consolidation

Contact your local branch to learn more.

1 All loans subject to credit approval. Terms and conditions apply.


At Harbor we offer more than basic checking and savings account solutions.

Foreign Currency Exchange

  • Low exchange fee
  • $200 minimum exchange amount
  • Fast, convenient service (currency typically available within two business days)
  • Foreign currency available from over 80 popular countries

*Harbor Community Bank does not provide or buy back foreign coins. Currency exchange rates change daily. Please visit your local branch to learn more.

Notary Service

This complimentary service is available to current Harbor Community Bank customers.

Contact your local branch today.

Order Checks

  • Order in person
  • Contact Harland Clarke at 1-800-503-2345
  • Order online at*
  • Mail in your order form to Harland Clarke using the address provided on the form

*Note: Online option not available if your mailing address has changed.

Overdraft Protection

Protect your account with a secondary Harbor deposit account or a Harbor line of credit.

Contact your local branch today to learn more.

Safe Deposit Boxes

  • Choose a size to suit your needs
  • Protect your valuables against fire or theft
  • Boxes available at select branch locations

Contact your local branch for sizes and availability.


Receive or transfer money quickly and securely using your account. We offer wire transfer services for our customers to destinations both foreign and domestic.

For outgoing wires, please visit any of our branch locations.