We are a Florida-based financial services company headquartered in Fort Pierce, Florida with more than 40 branch locations throughout 16 counties. As the sole subsidiary of HCBF Holding Company, Inc., we specialize in residential, consumer, small business, and commercial real estate lending. We also offer a full range of retail, small business, and commercial banking products and services.

News & Information


HCBF Holding Company Inc., Parent of Harbor Community Bank, to Acquire Jefferson Bankshares, Inc.

HCBF Holding Company Inc. (HCBF) and Jefferson Bankshares, Inc. (OTC Pink: JFBF) (Jefferson) have announced the signing of an agreement and plan of merger, whereby HCBF will acquire Jefferson and its subsidiary, Jefferson Bank of Florida, located in Oldsmar, Fla.

Press Release

Former Florida Capital Bank VP Paul Haven Joins Harbor Community Bank

Harbor Community Bank welcomes long-time Gainesville resident and veteran commercial lender Paul Haven to its commercial lending team.


Harbor Community Bank Reopens Its Doors

Harbor Community Bank today announced that it plans to resume normal business hours starting on Saturday, October 8, 2016, for all branch offices formerly closed due to Hurricane Matthew.

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